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At Franklin Security Bank we understand that ensuring the safety of your financial information and protecting your privacy is your right and our responsibility. This notice is provided to you to describe the bank’s policies and procedures regarding the type of information that we collect and disclose, the parties with whom this information is shared, your rights under this policy and the method in which we protect and secure your personal information.
Franklin Security Bank offers a variety of accounts and services designed to help you make the most of your money – all while securing your future. At Franklin Security Bank you can count on individualized attention, personalized service and responsiveness from people you know and trust.
We appreciate the confidence you place in us and thank you for the opportunity to serve your financial needs.
Information that we collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, such as your name, address, telephone number, social security number, assets and income;
- Information about your transactions with us or others, such as your account balance, payment history, parties to transactions, credit and debit card usage; and
- Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
Information that we disclose
We may disclose all of the information that we collect as described above.
The parties with whom this information is shared
We may disclose nonpublic personal information about you to the following types of third parties:
- Financial service providers, such as mortgage companies, mortgage bankers and mortgage brokers, securities broker-dealers and insurance companies and insurance agents; and
- Non-financial companies, such as direct marketers and market data providers; and
- To third parties, such as to assist us in servicing your account with us, government agencies as permitted by law and consumer reporting agencies.
- Other financial institutions, such as to offer, endorse or sponsor financial products or services jointly.
We may disclose all of the information that we collect as described above.
Information shared with service providers and for joint marketing
We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
Information shared with all parties
Except for a consumer reporting agency, we will not disclose an account number or similar form of access number or access code for a customer account to any nonaffiliated third party for use in telemarketing, direct mail marketing or other marketing through electronic mail to you.
Your rights
If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is , you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may contact us at (877) 482-7300 (toll free) or by mail to: 667 North River Street, Plains, PA 18705
In the case of joint customers, we will treat an opt-out request from one customer as applying to all other customers on the same account.
Former customers
We will continue to adhere to these policies and practices even after your customer relationship with us ends.
Protecting and securing your personal information
- Employee access to your personal information is restricted to only those employees who have a business need for access to that information.
- We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
- When we share your personal information with other companies, we require them to sign a contractual agreement with us that prohibits them from disclosing or using the information provided to them other than to carry out the purposes for which we have contracted.
Amendments
Franklin Security Bank will provide notice of our privacy policy to you annually. Although we reserve the right to modify our privacy policy at any time, we will notify you if a change occurs. This notice supersedes all previous notices or statements with respect to the same subject matter. You can always review our current policy on our website or request a copy by calling our Customer Service Department toll-free at (877) 482-7300.
For more information about Franklin Security Bank and our products, please visit www.franklinsecuritybank.net.
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